USDA SECURED HOME LOANS

Get Zero down payment mortgage options for eligible rural and suburban home buyers

The most affordable way for home buyers looking to buy in rural or suburban areas.

With zero down payment and 100% financing options, it’s easier to find your perfect home.
Usda Secured Home Loans

Over 200+ Seattle home buyers have gotten the lowest rate possible on their home loans, with SMB

100% FinancingOptions

100% Financing
Options

No down payment required

No down
payment required

Close in as little as8 days

Close in as little as
8 days

United States Department of Agriculture (USDA) Secured Home Loans

USDA secured home loans are designed for moderate-income households in rural and suburban areas. If you're looking to buy a home, these loans can be a great option. They often don't require a down payment and come with lower interest rates than conventional mortgages.

United States Department of Agriculture home loans

Seattle FHA Loan Products

100% Financing, ZERO down payment option

Rural development loans are a great options for buyers looking for 100% financing. Recognized as a top government lender, SMB partners only with directly delegated investors to ensure a smooth, quick process for both you and the seller.

Count on SMB to hit contract dates on USDA Washington home loan purchases, with direct access to underwriting and industry leading turn times!

Program highlights include:
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30-year fixed rate

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No down payment required

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No cash reserves needed

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Closing costs may be financed on some transactions

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Seller contributions allowed

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Competitively low rates

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Zero down payment options available - get your home loan today

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