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Seattle’s Mortgage Broker - Joe Tafolla

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A Division of City Mortgage Brokers, LLC
MB#2158059

Joe Tafolla
Founder, Lead Mortgage Broker - Seattle’s Mortgage Broker

Joe Tafolla

Joe Tafolla is the founder and lead mortgage broker at Seattle’s Mortgage Broker, a full-service mortgage consulting firm dedicated to helping homebuyers secure financing with competitive rates, faster closings, and personalized service. 

With more than two decades in the mortgage industry, Joe has helped hundreds of families achieve homeownership, writing more than $1 billion in pre-approvals, including purchases and refinances.

Experience & Leadership

As a leading voice in the mortgage industry, Joe is frequently sought after by media outlets for his insights on mortgage financing, home loan strategies, and down payment assistance programs. He has been featured in USA Today, FOX News, NBC, CNN, and The Olympian.

His areas of expertise include:

  • Mortgage and loan structuring
  • Fast closings and competitive rates
  • Market trends and education
  • Down payment assistance programs

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Expertise & Specializations

As a leading voice in the mortgage industry, Joe is frequently sought after by media outlets for his insights on mortgage financing, home loan strategies, and down payment assistance programs. He has been featured in USA Today, FOX News, NBC, CNN, and The Olympian.

His areas of expertise include:

  • Down payment assistance programs
  • Mortgage and loan structuring
  • Fast closings and competitive rates
  • Market trends and education

Latest Articles and Videos

Top Strategies for Securing A Cash-Out Refinance in 2025
February 11, 2025

5 Tips To Secure A Cash-Out Refinance That Improves Your Financial Future

Joe Tafolla reveals five tips to help homeowners secure a cash-out refinance that meets their financial needs. This article is designed to help homeowners interested in refinancing maximize savings and avoid costly regrets.
Seattle Mortgage Tips & Tricks: The 20% Down Payment Myth
August 8, 2024

Seattle Mortgage Tips & Tricks: The 20% Down Payment Myth

Joe Tafolla explains how saving for a 20% down payment can be a significant hurdle for first-time homebuyers. He guides viewers on how to enter the housing market with as little as 3% down, ensuring they benefit from rising property values and begin building equity as soon as possible.

Latest Media Appearances

Education and Credentials

Joe holds an Associate’s Degree from Seattle Central Community College and a Bachelor’s Degree in Psychology from the University of Washington. He has written two books on mortgage financing, including the Amazon Bestseller Buy Like A Pro.

He is recognized throughout the real estate industry as an educator, having developed a comprehensive education portal on the Seattle Mortgage Broker’s website for first-time homebuyers.

Joe is also known for delivering a high level of customer satisfaction, having secured hundreds of five-star reviews from clients.

Awards and Recognition

Joe’s expertise and success in the mortgage industry have been recognized by leading industry associations and organizations. His outstanding sales performance, client-first approach, and innovative strategies have earned him multiple awards and distinctions over the years, including several honors from United Wholesale Mortgage, the #1 mortgage lender in the United States:

  • Top 1% Mortgage Broker in Washington (2019, 2020, 2021, 2024)
  • Top 1% Nationwide (2019, 2020, 2021, 2024)
  • Top 20 Purchase Business (2018, 2019, 2020, 2021, 2024)
  • Fastest Growing Loan Officer (2021)
  • PRO Elite Status (2024): Recognized for loan efficiency and performance

In addition to these achievements, he has also been recognized by UWM for his industry-leading closing times in 2018 and 2023. His expertise in underwriting efficiency has earned him Top ASR Status in 2019 and 2024. 

Beyond sales performance, Joe’s innovative contributions to mortgage strategies and process improvements have been honored by UWM with the Brilliant Ideas Award in both 2019 and 2020, recognizing his ability to develop forward-thinking solutions that improve industry practices.

Affiliations and Causes

Joe Tafolla is a dedicated advocate for first-time homebuyers, families, and veterans, ensuring they have access to the financing and resources needed to achieve homeownership. His passion for financial education has led him to become a recognized voice  for home accessibility, including past speaking engagements for the Bill and Melinda Gates Foundation.

More recently, Joe has focused his community involvement to helping families in need. Beyond his work in the mortgage industry, Joe supports several initiatives that create sustainable economic opportunities, including:

  • Water.org
  • Dog Gone Seattle
  • Hug a Tree Seattle
  • Food for the Poor
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Seattle’s Mortgage Broker – Joe Tafolla
Helping Washington Home Buyers Achieve Financial Success
A Division of City Mortgage Brokers, LLC MB# 2158059
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Contact Info
Questions, comments or concerns?
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Call SMB: 206-251-0818
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Email: joe@seattlesmortgagebroker.com
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506 2nd Ave, Suite 1400, Seattle, WA 98104
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NMLS 2237625
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www.nmlsconsumeraccess.org
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