LOW DOWN PAYMENT MORTGAGE

The fastest way to get your cost effective home loan

Every Washington resident deserves to own their dream home at an affordable price. Get true low down mortgage programs here.
Low Down Payment Mortgage

Over 150 Seattle home buyers have gotten a lower cost home loan, with Seattle’s Mortgage Broker

Close in as littleas 8 days

Close in as little
as 8 days

No Income
Limit

No Income
Limit

Low Payments and Great Terms

Low Payments and Great Terms

Low Down Payment Mortgage Programs

3% No PMI

Flexible income restrictions for loan amounts up to $766,550.

Buying with little down just got easy with SMB's newest down payment program, 3% No PMI.

Our reliable, upfront approvals create a smooth process for you and your family as you are securing your next home.

Program flexibility waives the standard income limits associated with low down payment programs for Seattle Washington so the only thing you need to decide is which house to buy.

Program highlights include:

  • 30-year fixed rate

  • Minimum 640 credit

  • No income limit*

Low Down Payment Mortgage Programs

Zero Down Payment

Up to $500,000 purchase price.

Program highlights include:

  • Can close in 3-weeks.

  • Minimum credit is 700 FICO.

  • No income limit for first-time home buyers.

What Are The Costs of Buying a Home? - Seattle's Mortgage Broker
What Are The Costs of Buying a Home?
Read more
Neighborhoods of Seattle to Buy a House for Families
What Are The Best Neighborhoods In Seattle For Families?
Read more
VA Home Loan Requirements: A Guide for Veterans
FAQ: What Are the VA Home Loan Requirements?
Read more
WEST SEATTLE JUNCTION | Seattle Neighborhood Tour
WEST SEATTLE JUNCTION ; Seattle Neighborhood Tour
Read more
What are RSUs and How to Spend Them - Seattle's Mortgage Broker
What are RSUs and How to Spend Them
Read more
Understanding Mortgage Down Payments - Seattle's Mortgage Broker
Understanding Mortgage Down Payments
Read more
 Top 11 Seattle Suburbs to Buy a Home in 2026
11 Seattle Suburbs With Real Value for Homebuyers in 2026
Read more
Understanding Down Payments in Seattle - Seattle's Mortgage Broker
Understanding Down Payments in Seattle
Read more
The Ultimate Mortgage Document Checklist - Seattle's Mortgage Broker
The Ultimate Mortgage Document Checklist
Read more

Get your home loan for as low as 3% down

best seattle mortgage broker